I made my RMD late for TY2023 (in March, 2024). Schwab now has on record that I have made a 2024 contribution in March, 2024. I now have to make my actual 2024 RMD. My 20241099-R will now have BOTH my current 2024 RMD and my late 2023 RMD. I have already applied and received the IRS late RMD waiver and have paid the proper 2023 taxes. Schwab will not correct the current 2024 RMD data that includes the late 2023 distribution. How do I file my 2024 taxes and account for the 2023 taxes already paid? Thank you.
