Many taxpayers don't want the hassle of maintaining Form 8606 for the rest of their life, or liquidation of all Traditional IRAs. whichever comes first, or regret it when they find out after the fact.
Generally, Backdoor Roth IRA only works (tax free) when your Traditional IRA starts at-0- and ends at -0-.
OR
retirement benefits of moving IRA funds from Traditional to Roth IRA diligently over time can outweigh the paperwork hassles.
This is your choice.
@B-GBPEC
