jtax
Level 10

Retirement tax questions

To address your question of how to do backdoor, I don't see why you couldn't convert from the Traditional IRA you use for the rechacterization.  Or if you just withdraw the excess funds make a new contribution (within the correct time for such contributions). But I could be missing something.

 

https://www.irs.gov/retirement-plans/retirement-plans-faqs-regarding-iras

 

what you cannot do is recharacterize a Roth conversion to a traditional IRA.

**Say "Thanks" by clicking the thumb icon in a post
**Mark the post that answers your question by clicking on "Mark as Best Answer"