BACKGROUND
My father passed in May and my sister and I were named equal beneficiaries on his IRA. We both set up Fidelity Inherited IRAs (which required us to include his SSN and DoD) and successfully had Fidelity distribute the IRA assets to us. We understand we are required to take the balance of his YoD RMD between the two of us and the tax burden for the balance of his YoD RMD is ours. My sister elected to take the balance of his YoD RMD since she is in a lower tax bracket. Subsequent year RMDs will be based on non-spouse 10-year rules
QUESTIONS
I assume my sister will receive a 1099-R for the balance of our father's YoD RMD, but how does the balance of our father's YoD RMD get reported against his required RMD?
Does that happen automatically or is it something we have to request from Fidelity?
Or is it simply something we have to manually fill out when we file his taxes?
P.S. We both have IRS POA on file (Form 2848) and have been assigned CAF numbers.
