I want to split the RMD for tax year 2025 in order to avoid the Medicare IRMAA later that's calculated on tax year 2025 (I'll get hit by it for tax year 2026). If I show a reduced RMD for 2025 (but plan to fulfill my 2025 obligation by April 1, 2026), will IRS & TurboTax documentation know that and account for that?
