@dmertz When money is moved from the main Inherited IRA Trust account to the 2 Inherited IRA Sub Trust accounts you said that it is a non reportable transfer. Does it mean that a 1099R is not created by Schwab who is the custodian? I am supposed to have a phone meeting with their Estate Specialist on Wednesday so I will ask them the question. I have been reading all sorts of horror stories on the internet about custodians screwing up.
