In 2015 (year of spouse death) I moved my deceased spouse IRA into inherited IRA, all within vanguard. In an effort to simplify my accounts moving forward I was working on moving the assets in the inherited IRA to an existing IRA of mine in same brokerage firm. I am being told by vanguard this will generate a 1099-R and a 5498 form. In viewing another question on this forum with similar activity it was communicated a 1099-R should not be generated as it should be done as a direct transfer.
I also did this at a different brokerage firm and they said it will not generate a 1099-R. Looking for some education and what I should expect if I move forward with vanguard. It is possible something is lost in translation.
