Retirement tax questions


@checkyourmirrors wrote:

Thanks and All sources I assume includes the annual traditional IRA?


IRAs are completely different and covered under different laws.  The $76,500 overall limit (as well as the various sub-limits for elective deferrals) applies to qualified workplace plans listed here.

https://www.irs.gov/retirement-plans/plan-participant-employee/retirement-topics-401k-and-profit-sha...

 

IRAs (traditional or Roth) have a separate limit and rules.  You can max out your workplace plans and also max out your IRA (however, subject to the contribution limits for Roth IRAs and the deduction limits for traditional IRAs that apply to everyone).