dmertz
Level 15

Retirement tax questions

This question about what documentation is required can only be answered by the plan because it's up to the plan to accept the reason that you qualify to obtain a hardship distribution.

 

A distribution received before the date of the birth will not qualify as a Qualified Birth or Adoption Distribution.  Distributions from a Roth 401(k) are a proportionate mix of contributions and earnings.  The proportion that is earnings will be subject to income tax and early-distribution penalty (unless you have some other penalty exception that applies, which seems unlikely).

View solution in original post