Retirement tax questions


@dmertz wrote:

"I thought that the Roth 401K would have contributions, conversions/rollovers, and earnings for a general case."

 

Correct.  Basis in contributions, basis in In-plan Roth Rollovers, and earnings.  Your basis in your designated Roth account in the 401(k) comes entirely from the IRRs and everything else in the account is earnings.


Gotcha. So, the basis in contributions and the basis in-plan Roth Rollovers are grouped and considered the basis when the Roth 401K -> Roth IRA happens. Sorry if I sound repetitive, but I want to ensure I got this right.

By the way thank you very much for your help and patience!