Retirement tax questions

You can reverse an IRA contribution for any reason within the tax year.  This is a special procedure, not a regular withdrawal.  The plan must also send you any earnings that are attributed to the reversed contribution, and those earnings will be taxable for 2024.

 

Then, you can separately make the IRA contribution, and then do the rollover/backdoor conversion.

 

You can also sometimes perform a "recharacterization" of an IRA contribution.  That would be having the IRA custodian recharacterize the Roth contribution as a traditional contribution, without having to withdraw and redeposit the money.  However, the rules on recharacterization have changed and some types of recharacterizations are not allowed.  I will page an expert @dmertz