I contributed $6500 on Oct 6th,2023, then realized there is income limit, I withdrew $6500 on Oct 8th, 2023 without calling the vauguard .
i got 1099R with code J, Form 5498 stating 2023 contribution $6500.
1099R didn’t mention anything about the excess of Roth IRA.
Now my question is
1 do I report the form 5498 of my contribution?
2. Expert suggest me to report 1099R and then put basis of Roth IRA as $6500 is this correct?.
how do I do my tax return? I didn’t contribute but I have 5498.
thank you
