@twb-53 you can ALWAYS distribute money from your Roth IRA. The real question whether there are tax implications
Since you are over 59.5, there is NEVER a 10% penalty.
The CONTRIBUTIONS and CONVERSIONS dollars can be distributed tax free.
The EARNINGS are subject to INCOME TAX if any Roth you own has not been open for 5 calendar years.
On distributions, the IRS assumes all the CONTRIBUTIONS are distributed first, all the CONVERSION dollars are distributed 2nd, and then and only then are the earning distributed.
