aecorzine
New Member

When I withdraw from my Roth IRA to pay for qualified college expenses for my dependent son, do I need to wire the money directly to the college?

I anticipate I'll need to have form 5329 included (which I imagine Turbo Tax will fill in for me when I file in 2025). I'm just curious if I have to wire the money directly from my IRA account to the college in order to create "proof" for the IRS that the funds were used for qualified educational expenses, or can I wire it to my bank account and then pay the college from my bank account funds?