Oh wow! I will call Vanguard now and get this rollover done today.
I am still also trying to understand what to include in my 2023 return to address this issue.
I went to the IRS website on Self Certify https://www.irs.gov/irb/2020-45_IRB#REV-PROC-2020-46 but that appears to be a letter I write to Vangaurd.
So I would not need to include anything additional in my 2023 tax return?
And I assume I will receive a 1099-R in 2024 for the $515 IRA withdrawal? Not sure what distribution code they will use but I will ask to avoid paying taxes on that money in 2024.
