Because you were born after January 1, 1950, you must start taking your RMD no later than April 1 of the first calendar year after you turn 73. But, if you wait until April of the following year, then you will actually have two RMD distributions for that year. The one due by April for the year you turned 73 (2025, in your case) and the one due by the end of the year for that year.
This article contains all of the age-related timing rules -- despite it having "age 72" in its title: What is the required minimum distribution once I reach age 72?
The suggested withholding depends a lot on your other income. You can use the TurboTax Tax Calculator to see what your taxable income could look like -- and based your withholding percentage off of that information. You would enter your expected RMD amount in the IRA/Pension distributions box in the Other Income section of that calculator. (Please note that the calculator is still set for 2023 tax rates, but will update soon to 2024 rates.)
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