There are a fair amount of "breakeven' calculators out there, where you can enter in how long you expect to live and it will calculate the optimum age to start receiving benefits. Your financial advisor should have projection calculators that will do the same thing - based on the life expectancy assumptions they should be able to determine, financially, the best time to begin benefits.
I have also heard that Social Security offices will not give "advice" - but they can run the projections and give you valuable information on how much your benefit will be based on taking now, waiting until next year, waiting another year, etc.
In any case, your benefits would increase by 8% for each full year you delay receiving Social Security from your full retirement age until age 70, so at the most you and your spouse will want to start receiving benefits at that age, as there is no benefit in waiting longer than age 70.
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