We make 52,000 in SSA income plus another 10,000 in a small pension (3600), an RMD (3600) and interest income (3,000). For 2024, we incurring over $50,000 in health and dental bills. It appears that if we itemize deductions, we'd have room to take 401(k) distributions without incurring additional taxes. How do I determine how much retirement income I can take without paying taxes in the distribution due to the heavy itemized deductions
