The 403(b) account (assuming it is pre-tax) generally will have to be distributed within 10 years of being inherited by the beneficiaries. As either beneficiary you mentioned is not your spouse, they are not able to roll over to another retirement account, it must be distributed. It can be withdrawn at any rate as long as the full amount is withdrawn within 10 years. The financial institution holding the account can generally process tax withholdings as part of the withdrawal process, this should be discussed with them. Alternatively, the beneficiary can pay estimated taxes separately: Estimated Taxes: How to Determine What to Pay and When
Generally, inherited Roth accounts can be withdrawn tax-free by the beneficiary.
**Say "Thanks" by clicking the thumb icon in a post
**Mark the post that answers your question by clicking on "Mark as Best Answer"
