KimberW
Employee Tax Expert

Retirement tax questions

Yes, you can take your first RMD in the same year that you turn 73 (2026, in your case) and then take the annual RMD each year thereafter.

 

Because you were born after January 1, 1950, you actually have until April 1 of the first calendar year after you turn 73 to make your first RMD withdrawal. But, that doesn't mean that you get to skip the RMD for the year that you turn 73 -- if you were to wait until April of the following year, then you would have two RMD distributions for that year.

 

This article contains all of the age-related timing rules -- despite it having "age 72" in its title: What is the required minimum distribution once I reach age 72? 


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