well the kicker is you can only get out $35k , at present. So, if you've overachieved and have an excess of $150k you are going to be severely limited to just $35k. Unless, ... you can somehow split the $150k between 5 accounts, and then wait the 15 years.
I'm not seeing another way around that.
**Say "Thanks" by clicking the thumb icon in a post
**Mark the post that answers your question by clicking on "Mark as Best Answer"
