approximate total ss income of $40,000, if I divide that in half, plus other income of $6200, is it true I could make a 401k withdrawal of $5,000, then it would be an adjusted gross income of $20,000 +$6200 + $5,000 = $31,200. I would then be under the $32,000 limit, and my SS would not be taxed?? We are married filing jointly.
