Is there ever a circumstance where it makes tax-sense to withdraw from one spouse's 401K while contributing to the other spouse's 401K?
In a few years, I will retire, but my spouse will continue to work. We both have 401K accounts to which we contribute. We won't afford to live on her salary alone. I'm thinking we'll need to budget for an increase in our taxes on her salary to account if we stop her 401K contributions. But if we don't stop her 401K, we'll be paying taxes on the withdrawals from my tax-deferred account.
Is there ever a circumstance where it makes tax-sense to withdraw from one spouse's 401K while contributing to the other spouse's 401K?
