Oh you're right! I closed some CDs before Maturity when Rates increased substantially bc I was able to make up the penalties by earning higher interest. That has to be what it is. Now I know where to go so I can check the figures, but the penalties were steep bc I had to forfeit 6 months of interest. This was a couple of years ago, when Rates had a dramatic increase, I'm just catching up to finalizing 2022 so I can file 2023 before the October Extension Deadline date.
Thanks!
