Thanks again, it looks like a huge headache for us now. I don't understand why they backdate Medicare coverage retroactively for six months. Last question, what would happen if we decided not to file the 2023 amended tax return. Is the IRS going to send us an adjustment and bill to pay, are they going to ask us to file an amended tax return? Her monthly HSA contributions were small, about $300 a month. so for three months in 2023 it was total about $900.
Thanks,
