Retirement tax questions

No part of a RMD is eligible to be rolled over.  Only that part of a distribution that *exceeds* the RMD amount can be rolled over or converted to a Roth.

Any part of a RMD that was rolled to another retirement account is an excess contribution to that account subject to a 6% penalty that repeats each year until removed.

TurboTax follows that rule and will not allow any distribution that is entered as a RMD to be rolled over or converted.

**Disclaimer: This post is for discussion purposes only and is NOT tax advice. The author takes no responsibility for the accuracy of any information in this post.**