Opus 17
Level 15
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Retirement tax questions

Yes, you must report the withdrawals.  Even though they might not be taxable, they count as "income" for certain other calculations.  Also, if you are under age 59-1/2, the IRS may assume your withdrawal is taxable and subject to a penalty unless you certify (by filing) that you are only withdrawing your original contributions, and not earnings. 

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