klamerus2 - What did you end up filling out to fix your 1099R w/ code J as you only withdrew your contribution? I am under 59 1/2, from my understanding, I can w/draw my original contribution after 5years, but got my 1099R w/ the following:
box 1- $5000
box 2a - blank
box 2b - checked
box 7 - distribution code - J
box 16 - $5000
