- Mark as New
- Bookmark
- Subscribe
- Subscribe to RSS Feed
- Permalink
- Report Inappropriate Content
Retirement tax questions
You keep mentioning non-deductible.
There's no reason to do a Backdoor Roth contribution if your income does not come up against the Roth contribution phase-out rule.
The fact that your IRA contribution is not deductible is irelevant.
The backdoor process relies on you electing a non-deductible IRA contribution.
‎April 22, 2024
12:33 PM