I have about 40k in IRA contribution with fidelity and now I wanted to do make backdoor Roth IRA going forward from 2024 (due to non eligibility for deductible contribution and income limit).I understand to do backdoor Roth I cannot just convert 2024 contribution to Roth due to pro-rata rule.so my question is that If I don't want to touch the fidelity account and worry about conversion,Can I open another traditional IRA with Schwab and Just contribute 2024 portion and then do backdoor Roth at Schwab.Is there any consequences by doing it,?
