bethfly
New Member

Retirement tax questions

Thank you. 

 

I had also asked the question on Reddit and received the link on IRS.gov that supports what you said: 

 

https://www.irs.gov/retirement-plans/are-you-covered-by-an-employers-retirement-plan

 

You’re covered by an employer retirement plan for a tax year if your employer (or your spouse’s employer) has a:

  • Defined contribution plan (profit-sharing, 401(k), stock bonus and money purchase pension plan) and any contributions or forfeitures were allocated to your account for the plan year ending with or within the tax year;