vakerr66
New Member

Qualified Charitable distribution from inactive Sep IRA

I took an RMD from a SEP IRA which I asked the fiduciary to direct to a qualaified charity.

On the Turbo Tax 1099R form I indi cated that the distribution was made directly to a

charity.  But, TT will NOT recognize this as a charitable contribution and is including the amount in my taxable income.

 

I tried getting an answer online but the specialist said (incorrectly) that QCDs cannot be made from Sep IRAs; that is only correct for active Seps.  Mine is inactive -

 

I have no idea how to solve this using the TT software which is worse this year than it ever has been.