Okay, so now I'm back to my original problem. In your response to my second question,
2) Why didn’t removing the excess through the custodian correct the issue?
You said I could
"2. Make an HSA distribution and enter the 1099-SA, showing that an amount equal to the long-term excess was not made for qualified medial expenses."
So this is exactly what I did in 2023. At the end of December I had the "$1,846 plus interest earned removed. The bank sent me a 1099-SA with a distribution code of 2 for excess. I also received a second 1099-SA showing the distributions made for medical expenses. When all is entered into TT I'm still getting the 6% tax fee of $111 in the Other Taxes section.
(For my third question, I miss typed 2023 instead of 2024.)
