My wife and I both had excess Roth contributions for 2023. We have already removed the contributions and the gains from both Roth's this week (prior to the tax deadline). Using the previous guidance and substitute 1099-R's coded with P and J, the federal TT return seems correct (proper taxation of only the gains), but my TT state (NJ) return does not tax the gains, ($1782 for me and $652 for my wife). Any suggestions?
