I put $6500 into a traditional IRA last January and then converted to a Roth IRA but found out that based on income I couldn't do that conversion. I tried to do a recharacteration back to the traditional non-deductible IRA but the tax laws won't allow for this and now I am going to get hit with a penalty. How do I get this out of the Roth IRA and back to the non-deductible traditional IRA?"
