I really appreciate your response on this. I went back and looked at all my HSA bank statements and also my tax documents from 2020, and I was wrong in my previous posts. We were definitely covered for a family beginning in July. My husband contributed to $3,500, and his employer contributed $1,896, giving the total of $5,396 for the year 2020. In the tax return on form 8889, the family box is checked, then lines 3-8 have the self-only amount of $3,550. Is that the error? Should lines 3-8 have been the family amount of $7,100?
