Thanks a lot for the advice.
My issue is the Turbotax software (desktop version). I can not enter my daughter's Roth contribution information anywhere. Since it is my daughter's excess contribution for the Roth IRA, I need to enter those amount under her name. Since she is filed as our dependent, Turbotax does not display her name under 'Roth IRA' section. So I can NOT generate amend 1040X and 5329.
A workaround method I can think of:
I can enter my daughter's excess ROTH IRA contribution under my name and generate a 1040X form and a 5329 form. After that, I need to manually change the 5329 form from my name to my daughter's name. All the numbers on the form are the same. (Of course I need to manually enter to the pdf form. And print on the paper format.). I hope I can file the paper format 1040X with 5329 form for year 2020, 2021 and 2022. And with 6% penalty check.
Is there a correct way that I can enter dependent's ROTH IRA's contribution on Turbo Tax ?
Thanks.
SC
