Retirement tax questions

return of excess contribution:

before tax filing date including extension: positive earnings allocable to the excess are included in income on 1040 Line 4b for the year of the contribution. negative earnings are ignored; in any case, for purposes of basis, consider the original requested amount as returned.

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This goes on your 2023 tax return.

If you wait for the 1099-R, you will have to amend.

 

 

@wahts2