Hi!
I started working on my taxes a few weeks ago and realized I made an excess contribution for my Roth IRA. I contacted the broker, and they removed the contribution and the gains but they won't send the 1099-R until next year.
Should I wait until then and file a 2023 amendment? Or should I do a substitute 1099-R with these numbers? Any benefit to one way or another?
Thank you!
