Missed 2023 RMD payment from annuity due to lack of funds

Have an annuity which for years make automatic withdrawals for RMD.

 

Surrender value is $950

RMV is $14000

 

Rmd for 2023 was $1400.

 

Rmd was not taken since amount in surrender value was less than RMD.

 

Only way to make RMD payments going forward is to annuitize policy.

This will result in automatic RMD payments for 10 years.

 

But the annuity company says there is no way to pay for the missed 2023 RMD.

 

What to do?

 

Many thanks in advance for helping me break out of this circle.