I'm a bit confused as to how to answer this question because of this additional bit TT has added "Tell us if you contributed more to a Roth IRA than was allowed in 2023 or any previous year". I did indeed make an inadvertent excess Roth contribution for the tax year 2021 which I then detected in 2022 before filling my 2021 tax return. In 2022 I requested my IRA trustee to remove the excess contribution and then handled the 1099-R form that I received for 2022 when filling my taxes for 2022. Since this error was corrected should I still answer "Yes" here? When I did try saying "Yes" then the subsequent questions and information on TTax screens didn't seem to make much sense? If I say "yes" then the next screen asks "Your Excess Roth Contributions for Prior Years" and then "Remember that excess contributions should be withdrawn to avoid additional tax" ?? Hello? "Should be"? I already have? Then if I put in the amount of the excess for 2021 (that I'd already withdrawn in 2022, and handled when filing my 2022 taxes) , the next TTax screen was "Tell us the value of your Roth IRAs on Dec 31, 2023", and the amount that TTax has pre-filled in this field only shows the $7K ROTH contribution I made this year, and not the total value. At this point I entered the actual balance of my ROTH IRAs on Dec 31, 2023 and TTax leads me to a screen that says I don't qualify for an IRA deduction. Hello? Roth contributions have never been deductible? What is that actual point in this meaningless TTax digression? Anyone?
