Retirement tax questions

I'm guessing your Traditional IRA is zero balance since you have done this before.

You have an excess so you have to do something about it.

Ask custodian to recharacterize your contribution plus earnings to Trad IRA.

then mark the amount non-deductible.

That's all you can report for this tax period if you act now..

 

Once that's done, you can do a conversion.

 

@SPQ