" RMDs are not considered earned income for purposes of the income limits to make a Roth contribution. "
RMD is part of AGI and large AGI will reduce or eliminate your allowable contribution to Roth IRA.
For this reason, the Backdoor Roth contribution is used where possible.
You have to recharacterize your Roth contribution to Trad contribution before Tax Day. or before Oct 15 if you make a timely request for extension of time Form 4868
@SPQ
