Retirement tax questions

You nailed my situation completely correct.

I have requested my current CPA as well as couple of other CPA to write me a letter that the company is in bankruptcy and letter of valuation indicating worth less investment

They understand but refuse to give me a letter on certified letter head.

What is other suggestions besides extensions as I am getting refund from both federal and state government.

Can I file and see if I m lucky as sometimes it won't catch in IRS system.

Or even IRS sent me cp 2000 I can detailed explain them at that time and tell truth that I am not aware if I close account I am getting 1099 for money I never received as a taxable?