dmertz
Level 15

Retirement tax questions

From your most recent previous reply I had inferred that your individual Roth IRA contribution would be a traditional contribution.  By making at least $6,500 of your $11,617 contribution to the individual 401(k) be a Roth contribution, yes, you could also make a $6,500 Roth IRA contribution because the nondeductible Roth 401(k) contribution does not reduce the compensation available to support a Roth IRA contribution.