The way most people deal with this kind of thing (some investments don't get their info out until late summer) is to make estimates and mock up a return to find out if they will owe tax or get a refund.
The estimates are usually not hard. Use your statements showing withdrawal amounts taken in 2023. The December statement might have year to date totals.
Armed with that you can file an extension and get until October 15 to file your taxes. Not a big deal.
You can do that online for free
https://turbotax.intuit.com/irs-tax-extensions/
But be careful not to underestimate your tax liability. The extension is an extension to FILE not to PAY. If you owe tax you can pay it with the extension.
States have their own extension process. Most do not require filing a form if you file a federal extension and don't owe the state money.
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