MinhT1
Expert Alumni

Retirement tax questions

You must have earned income to contribute to a Roth IRA account.

 

The tax refund isn't earned income and didn't allow you to contribute to a Roth IRA. If you contributed to a Roth IRA, the contribution was based on your earned income (such as wages or self-employed income) reported for tax year 2022.

 

Please read this TurboTax Help article on What's earned income?

 

 

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