In 2022, taxpayer was employed and filed form 1040, receiving a refund of $1000. He contributed $800 of the refund to his Roth IRA. In tax year 2023, taxpayer received no earned income, only social security. Turbo Tax 2023 will not allow the taxpayer record his contribution stating it can not be claimed because there is no earned income of record for 2023. However the 2022 tax refund is earned income and eligible for contribution into a Roth IRA.
