This is from a CA IHSS site.
California workers, whose employers do not offer a retirement plan or are self-employed, now have an opportunity to contribute to an Individual Retirement Account (IRA) they control. CalSavers is a new retirement program designed for all California individuals like IHSS providers who don’t have automatic employment retirement contribution options. The CalSavers Retirement Program offers IHSS providers:
- Ability to contribute to a Roth Individual Retirement Account (IRA) that belongs to the IHSS provider
In terms of having to file any other income comes into play. Some tax software has the user specifically choose to have the IHSS income considered earned income.
