I assume that you are filing Married filing jointly.
In TurboTax, there's no question asking whether you're covered or not by a retirement at work. This is determined by whether on form W-2 box 13 is checked or not. If checked, the person is covered. So your husband may be covered or not covered. You aren't covered.
This IRS document shows whether you are eligible for a deductible IRA contribution depending on your joint modified AGI.
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